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Northridge4x4 and Affirm

Convenient, Safe and Simple

Northridge4x4 and Affirm have partnered up to offer easy financing - without a catch. There are no gimmicks, like deferred interest or hidden fees, so the total you see at Affirm checkout is always what you'll actually pay.

Affirm offers easy financing for easy online shopping.


QUICK AND EASY FINANCING

Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. This combination helps Affirm verify and protect your identity.

CHOOSE 3, 6, 12, 18, 24 OR 36 MONTHLY PAYMENTS

Affirm designed its loans to offer you flexibility and control over your budget. For example, pay $88/ month for a $1000 purchase over 12 months at 10% APR. A down payment may be required. Affirm offers rates from as low as 0% APR based on your credit. Actual rates will be shown at checkout.

REAL PEOPLE, REAL SUPPORT

Affirm has a dedicated team, ready to answer your questions and help out however they can.

 

HOW DOES IT WORK?

 


 

FREQUENTLY ASKED QUESTIONS

 

WHAT INFORMATION DOES AFFIRM REQUIRE?

Your Affirm account is created using your name, email, mobile phone number, birthday and last 4 digits of SSN. This combination helps Affirm verify and protect your entity.

HOW DO I PAY MY BILLS?

You can pay your Affirm bills online at www.affirm.com/pay. They accept payment by debit card, bank transfer and check.

DOES AFFIRM PERFORM A CREDIT CHECK?

Yes, when you first create an Affirm account, Affirm performs a 'soft' credit check to help verify your identity and determine your eligibility for financing. This 'soft' credit check will not affect your credit score.

WHY WAS I PROMPTED TO PAY A DOWN PAYMENT WITH A DEBIT CARD?

Affirm tries hard to approve every purchase but sometimes can't approve the full amount. When this happens, Affirm provides a debit card down payment option so that you may still complete your purchase right away.

WHY WAS I PROMPTED FOR A CHECKING ACCOUNT?

Affirm sometimes requires additional information to consider a credit application. Such information may include an active checking account, which helps Affirm verify your identity and your ability to repay the requested loan. If they prompt you for this information but you are unable to provide it, Affirm will be unable to approve your credit application. Your rate (e.g 0% or 10-36% APR) will be based on credit, and is subject to eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. 

Affirm's Lending Partner Disclosure

Your rate (e.g 0% or 10-36% APR) will be based on credit, and is subject to eligibility check. Payment options through Affirm are provided by these lending partners: affirm.com/lenders. Options depend on your purchase amount, and a down payment may be required. 

See all FAQs relating to Affirm.