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Jeep Parts Financing with Affirm
The lift, the 37s, the bumpers and the winch don't have to wait for one big payday. Northridge4x4 offers Affirm financing on the Jeep Wrangler and Jeep Gladiator parts in our catalog, so you can build your rig now and pay for it in monthly installments that fit your budget.
Affirm at a Glance
- Rates from 0% APR or 10 to 36% APR, based on your credit
- Choose 3, 6, 12, 18, 24 or 36 monthly payments
- Soft credit check that won't affect your credit score
- No deferred interest and no hidden fees. The total you see at checkout is what you pay.
- Decisions in seconds right at checkout
How Affirm Works at Northridge4x4

Build Your Cart
Add the Wrangler or Gladiator parts you want, just like any other order.

Choose Affirm
Select Affirm at checkout, enter a few details and see your plan options in seconds.

Get Your Parts
Pick the plan that works for you. Your order ships out like normal.

Pay Over Time
Make simple monthly payments to Affirm until your build is paid off.
What Popular Jeep Builds Look Like Per Month
Example cart totals for common Wrangler and Gladiator builds, shown on 12, 24 and 36 month plans at 10% APR. Your actual rate, term and payment depend on your credit and are shown at checkout before you commit.
| Example Build | Cart Total | 12 Months | 24 Months | 36 Months |
|---|---|---|---|---|
| Wrangler JL 2.5" lift kit with shocks | $1,500 | $132/mo | $69/mo | $48/mo |
| Front and rear steel bumpers with winch | $3,000 | $264/mo | $138/mo | $97/mo |
| 35" wheel and tire package | $3,800 | $334/mo | $175/mo | $123/mo |
| Gladiator JT 3.5" lift with control arms | $4,500 | $396/mo | $208/mo | $145/mo |
| Axle upgrade with gears and lockers | $8,000 | $703/mo | $369/mo | $258/mo |
| Full trail build: lift, 37s, armor and lighting | $12,000 | $1,055/mo | $554/mo | $387/mo |
Payments above are estimates for illustration only. If you qualify for 0% APR, your monthly payment will be lower. Affirm shows your exact numbers before you confirm, and checking your options costs nothing.
What You Can Finance
Parts in your Northridge4x4 cart are eligible for Affirm at checkout, including:
Jeep Parts Financing FAQ
Will applying with Affirm hurt my credit score?
No. When you first create an Affirm account, Affirm runs a soft credit check to verify your identity and see what you qualify for. A soft check will not affect your credit score.
What information does Affirm require?
Your Affirm account is created using your name, email, mobile phone number, birthday and the last 4 digits of your SSN. This combination helps Affirm verify and protect your identity.
What rates and terms can I get?
Rates range from 0% APR or 10 to 36% APR based on your credit, with plans of 3, 6, 12, 18, 24 or 36 months. Your exact rate and term options are shown at checkout before you confirm.
Do I need a down payment?
Sometimes. If Affirm can't approve the full amount, it may offer a down payment option using a debit card so you can still complete your purchase right away.
Why was I asked for a checking account?
Affirm sometimes needs more information to consider an application, such as an active checking account. This helps Affirm verify your identity and your ability to repay. If you can't provide it, Affirm won't be able to approve the application.
How do I make my payments?
You pay Affirm directly at affirm.com/pay. Affirm accepts debit card, bank transfer and check.
What if I'm not approved?
You can still place your order with any of our other payment methods, and you can apply with Affirm again on a future order.
Can I combine parts from different brands?
Yes. Mix and match parts from any of the brands we carry in one cart and finance the whole order with Affirm.
Ready to Build Your Jeep?
Fill your cart with the parts you want. Affirm shows your payment options at checkout with no commitment to look.
Shop All Brands Talk to a Parts ExpertQuestions? Call 1-866-601-5340 or start a live chat.